Insurance
Guaranteed Security & Comprehensive Insurance for Your Valuables: At Capital Vaults, we believe that true peace of mind is built on two pillars: impenetrable physical security and rock-solid financial protection. While we are supremely confident that our SIRA-certified, German-engineered vault is the safest place in Dubai, we provide a standard of insurance that reflects the uncompromising quality of our facility.
Automatic AED 250,000 Insurance Coverage
Every safe deposit box at Capital Vaults comes with a complimentary insurance guarantee of AED 250,000 against burglary or theft.
Unlike many facilities that offer minimal or complex coverage, our insurance is integrated directly into your rental agreement. We provide this baseline because we know that for many clients, the “Safe Haven” status of our vault is as much about financial certainty as it is about physical locks.
Elite Standards = Higher Insurance Potential
Because Capital Vaults meets the highest global security benchmarks, we can offer our clients the unique ability to increase their coverage limits significantly.
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Higher Limits Available: Due to our SIRA and Dubai Police-certified infrastructure, international underwriters are willing to extend coverage well beyond standard limits—reaching multi-million AED protection for high-value assets.
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No Disclosure of Contents: Within this coverage we respect your privacy, without being forced to provide a detailed inventory of your box to third parties.
Why Our Vault is “Safe by Design” (Even Without Insurance)
While insurance provides a financial safety net, our primary goal is to ensure it is never needed. We are so confident in our security that we believe your assets are completely safe even before a policy is written.
| Security Layer | The Capital Vaults Difference |
| Origin | German-Engineered: High-grade stainless steel lockers (VdS & ECB•S Certified). |
| Location | Guarded JBR Area: Monitored street-level surveillance connected to Dubai Police. |
| Certification | SIRA Grade A: The highest regulatory security rating in the UAE. |
| Response | Direct Police Link: 24/7 motion and vibration sensors linked to emergency units. |
Expert Insight: Insurers determine their rates based on “Resistance Units” (RU). Because we use German-made hardware (superior to standard mass-produced units), our facility has a much higher resistance rating, which is why we can offer such high insurance ceilings to our clients.
Frequently Asked Questions About Insurance
Is my safe deposit box insured at Capital Vaults?
Yes. All safe deposit boxes at Capital Vaults include a complimentary insurance guarantee of AED 250,000 for theft and burglary. More coverage is provided through our partnership with leading global insurers.
Can I increase my insurance coverage above AED 250,000?
Absolutely. Because our facility meets the highest European (EN 1143-1) and UAE (SIRA) standards, clients have the option to increase their insurance coverage to AED 1 Million, 5 Million, or more, depending on their specific needs
What makes Capital Vaults safer than other vaults in Dubai?
Capital Vaults is located in a guarded area of JBR (managed by Dubai Holding) and uses German-made stainless steel lockers. These two factors, combined with 24/7 direct Dubai Police monitoring, create a security ecosystem that far exceeds the standards found in open-access areas like JLT or DMCC.
frequently asked questions
Security is our priority; therefore, we do not keep master keys. If you lose your unique key, we must perform a professional “drill-out” in your presence, overseen by a security officer. A fee applies for lock replacement and key re-issuance to maintain the integrity of your vault.
Dubai is a global gold hub, and storing bullion at a dedicated private vault is the gold standard. Capital Vaults provides climate-controlled environments to prevent the degradation of documents and specialized high-weight capacity lockers specifically designed for gold bars and coins.
Yes, you can register a co-holder or a nominee. Both parties must undergo the initial biometric registration at our Dubai facility. Once registered, your nominee can access the box independently, which is a vital service for family estate planning and business partners.
Looking to Connect with Our Experts? Contact Us Today for Personalized Assistance and Professional Support.
Secure and Private Storage Solutions | Reserve Your Safe Deposit Box Today! Experience the highest level of security with our private safe deposit boxes. Easily fill out our simple form to book your personal vault. Reserve your secure storage solution now and safeguard your valuables with confidence. Contact us today for expert assistance and customized storage options.
Ideal for expats living in Dubai
For expats living in Dubai who frequently travel internationally, safeguarding your valuables is a top priority. At Capital Vaults, we understand the unique challenges of securing your assets while on the move and offer trusted private vault and safe deposit box solutions to keep your valuables safe and easily accessible.
That’s why Capital Vaults offers a secure haven for your valuable possessions. Instead of carrying valuables everywhere, trust our private vaults and safe deposit boxes protected by state-of-the-art security measures. Keep your assets safe, private, and easily accessible with Dubai’s trusted vault solution.
Safe Deposit Box and Locker
Capital Vaults provides a range of highly secure safe deposit lockers, designed to meet the diverse needs of our clientele. Our private safe deposit boxes are ideal for securing luxury items such as Rolex, Audemars Piguet, Richard Mille, and Patek Philippe watches, designer jewelry from Cartier, Tiffany & Co., Bulgari, and valuable bags from Hermès and Chanel. They’re also perfect for safeguarding passports, important documents, high-value assets, and digital cryptocurrency wallets. Our safe deposit boxes adhere to the strictest security standards, featuring state-of-the-art technologies including UL-certified vault doors, advanced biometric scanning, and 24/7 surveillance, ensuring your valuables are protected with the highest level of security and privacy.
These secure boxes are housed within our ultra-secure private vaults, protected against even the most sophisticated threats, ensuring maximum safety and peace of mind for your valuables, including gold bars and coins, silver, and diamonds.
